Pawn Loans Gold Coast | Loans Against Luxury Items

How Pawn Loans Work

A Gold House pawn loan allows you to unlock and access the value of your jewellery, watches, designer bags, gold or other eligible items without having to sell them.

The amount you can borrow is based on the condition and current market value of your item, rather than your income or credit history. No credit check is required.

Bring your item to our Southport store on the Gold Coast for a free, no-obligation appraisal or submit an online quote request. Before you proceed, we will clearly explain the loan amount, repayment period and applicable fees.

Receiving and
Repaying Your Loan

If you accept the offer, your item will be securely stored by Gold House and you can receive cash on the spot or a same-day bank transfer to your nominated account.

To complete your loan, simply repay the loan and agreed fees within the loan period to reclaim your item.

Items we accept Get a quote

Loan process

Start Online

Upload photos and a description of your jewellery, luxury watch, designer bag, gold or other eligible item through our online quote form.

Receive an Initial Estimate

Our experienced team will review the information provided and contact you with an initial loan estimate, subject to physical inspection of your item.

Visit Us or Send Your Item

Bring your item to Gold House Southport on the Gold Coast or request a free, tracked and fully insured shipping pack. Once inspected, we will confirm your loan offer and clearly explain the loan amount, fees, redemption period and applicable terms.

Receive Your Funds

Accept your confirmed loan offer and receive cash in-store or a same-day bank deposit to your nominated account. Your item will be securely locked away under continuous CCTV monitoring throughout the loan period.

Get a quote

Why Choose Gold House
for a Pawn Loan?

Keep Your Item. Access Its Value.

Unlock the value in your jewellery, luxury watch, designer bag, gold or other eligible item, without having to sell it.

First Loan Interest-Free for 30 Days

Eligible new customers can borrow up to $1,999 and pay no interest for the first 30 days. Terms and eligibility apply.

No Credit Checks

Your loan offer is based on the condition and current market value of your item, not your credit score.

Cash or Same-Day Bank Transfer

Accept your loan offer and receive cash in-store or a same-day bank transfer to your nominated account.

Walk In or Start Online

Visit Gold House Southport on the Gold Coast for a complimentary assessment or start by completing our online loan quote form.

Proven Experience. Fully Licensed. Trusted for 25+ Years.

Deal with an established, premium Queensland pawnbroker backed by more than 25 years of industry experience.

Securely Locked Away Under CCTV

Rest assured that your luxury item is securely stored in monitored vaults, strong rooms or heavy-duty safes while it is on loan.

Current Market-Based Valuations

Our experienced team considers authenticity, condition and current market demand to provide a fair, informed loan offer.

Clear Terms Before You Commit

We explain your loan amount, fees, redemption period and applicable terms before you decide, with no obligation to proceed.

Flexible Loan Options

Renewal or extension options are available, subject to your loan agreement and applicable terms.

Why Choose Gold House
for Your Pawn Loan?

Gold House is one of Australia’s most trusted luxury item lenders, with more than 25 years of experience helping customers unlock and access the value held in jewellery, watches, designer bags, gold and other valuable items.

Every appraisal is free and carries no obligation. Because each loan is secured against the value of the item, no credit check is required. Before you decide, we will explain the loan offer, repayment period, redemption fee and applicable terms clearly.

Your loan agreement will clearly show the amount borrowed, the loan period and the applicable redemption fee. Renewal or extension options are also available, subject to the loan terms.

Securely Stored
Throughout Your Loan

Rest assured that your luxury item will be carefully protected throughout the loan period. Jewellery, watches, designer bags, gold and other accepted items are securely locked away in monitored vaults, strong-room storage or heavy-duty safes and remain safely in our care until the loan is repaid.

Our Gold Coast, Southport premises are protected by remote-controlled double-door entry, high-security glazing, galvanised steel roller doors and continuous CCTV monitoring.

Visit our Southport store on the Gold Coast or request a free, fully insured shipping pack through our online quote form. Shipped items are tracked and fully insured.

Items we accept Get a quote

Storage of luxury
loaned items

All items, in gold, diamonds, jewellery, watches and designer bags & accessories are stored in vaults or heavy-duty safes, under 24 hour, 7 days a week monitoring and camera surveillance.

All vehicles will be stored in secured storage facilities under 24 hour, 7 days a week monitoring and camera surveillance. During testing, drop off and collection of your vehicle it will be fully insured by Gold House.

ID Requirements

Eligibility criteria and strict ID guidelines apply.

You must be 18 and over to loan an item with Gold House, and will need to provide one form of government issued Photo ID. For example, a valid driver’s license, a firearms license, state/territory proof-of-age card or a valid passport from any country.

Shipping Your Luxury Items

Free, fully insured and tracked shipping is available for eligible luxury items. Request a free shipping pack and your item will remain tracked and fully insured while in transit to Gold House.

If you decide not to proceed with the confirmed loan offer, your item will be returned free of charge using fully insured, tracked shipping. Terms apply.

FAQs about loaning your items through Gold House

How does loaning work at Gold House?

Loaning your luxury items with Gold House is a fast, simple, and secure way to get cash. Simply bring in your luxury item to our Gold Coast, Southport store and we’ll offer you a loan based on what it’s worth. We don’t need to do a credit check, and you get cash on the spot. You have a set period to repay the loan plus fees to reclaim your item. If you can’t repay, the item is sold to recover costs.

What items can I loan?

We accept a wide range of luxury items including jewellery (gold, silver, diamonds), watches, designer handbags, fine art, and more. If you’re not sure if your item qualifies, contact us for a free appraisal. Our team is always ready to help you understand the value of your items.

How do you determine the value of my item?

The value of your item is worked out based on its market value, condition, and demand. Our experienced appraisers use industry-standard tools and databases to make sure you get a fair and competitive offer. We consider factors like brand, model, age, and overall condition.

What happens if I can’t repay my loan?

If you can’t repay your loan within the agreed period, the item will be sold to recover the loan amount and fees. However, we understand that circumstances can change, so we offer extensions and renewals. You can discuss your situation with us, and we’ll do our best to accommodate you.

Is my loaned item safe?

Yes, all loaned items are stored securely in our facility. We have 24/7 monitoring, camera surveillance, and secure storage areas to make sure your valuables are kept safe. We treat your items with the utmost care and respect, just as we would our own.

Can I get an online quote?

Yes, you can use our online quote form to get an idea of your item’s value before you bring it into our Gold Coast, Southport store. Simply fill out the form with details about your item, and one of our appraisers will get back to you with an estimated value. This will help you make an informed decision before you visit our store.

How much can I borrow?

The amount you can borrow depends on the value of the items you loan. Pawn shops typically lend a percentage of the appraised value, with higher value items like cars, boats, or jewellery able to fetch larger instant loan amounts.

Can I get a loan with bad credit?

Absolutely! Pawn loans with Gold House don’t require credit checks, which makes them a great option if you have bad credit or no credit history. Your eligibility is based on the value of your items, not your credit score.

What are the costs of loaning?

Our fees start from 5.99% per month. The exact cost will depend on the loan amount and duration. We’ll give you a clear breakdown of all fees upfront, so there are no surprises. You can also discuss repayment items with us to find a plan that suits your financial situation. You can learn more about our pawn loan fees here.

How do I redeem my loaned asset?

You can redeem your item by repaying the loan amount plus any applicable fees. Payments can be made in-store or online for your convenience. Once the loan is repaid, your item will be returned to you in the same condition as when it was loaned.

How do I contact Gold House for more information?

You can visit our store, call us at 07 5588 3666, or use the contact form on our website. Our friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have.

Chat with us

07 5588 3666

[email protected]

1/56 Scarborough Street,
Southport QLD 4215

Monday – Friday 9am to 5pm
Saturday 10am to 4pm
Sunday Closed

Pawn Loans Against Your Luxury Items